

You can also go to a Social Security Office with your documents. I've e-mailed the finance director at the dealership asking for more information, as well as documentation from the bank explaining why this is being requested. To apply for a new or replacement Social Security Card, you can complete the online application here. Why would they or the bank need this? Is this something you've encountered? I'm uncomfortable sharing a copy of my social security card without fully understanding the reasons they're asking for it. I've purchased vehicles before and have never run into this, and to the best of my knowledge I've never had any issue with identity theft, save for two times I had my CC number stolen years ago - I cancelled those cards and new ones were issued no problem. They weren't very good at explaining why they needed it - something about the bank requesting it, and it was for my own protection to ensure someone doesn't buy a car in my name. Then today, I get a call from the dealer saying they need a copy of my social security card. They went through the same bank I had pre-approval from, Bank of America. I was a little sad that my APR went up by 0.2%, but it was only $2 or so a month, so I was fine.


All seemed to go fine, and we spent $3K more than what my pre-approval was. I had a pre-approval from my bank of a certain dollar amount, but we ended up spending a little more, so we went through the application at the dealership. My wife and I purchased a new vehicle over the weekend.
